Getting proper medical coverage can be a confusing hassle for many people. With healthcare on the rise, it’s important to choose a plan that will help you save the most money over time. Check out these tips to learn how you can begin saving: Consider a Plan for Prescriptions For many individuals, paying for prescription…
When choosing a plan, it’s a good idea to think about your total health care costs, not just the bill (the “premium”) you pay to your insurance company every month. Other amounts, sometimes called “out-of-pocket” costs, have a big impact on your total spending on health care- sometimes more than the premium itself. Across the…
As you get older, there are several financial responsibilities that become more prevalent over time. You may be wondering how you can possibly pay for housing, food, insurance, health care, debt repayment, and fun without running out of money. That’s a lot to cover with a limited paycheck. The answer is simple: make a budget.…
1. Missing or Skipping a Payment Timeliness and consistency with loan payments account for 35% of your credit score. This makes missing or skipping payments one of the most important money mistakes to avoid. 2. Late Payments While not as harmful to your credit as missing or skipping a payment altogether, late payments are also…